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Insured to the Max

Celebrity Insurance Policies

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Insured to the Max: Celebrity Insurance Policies

When you think of insurance, you probably think about your car, house, or health—not body parts! But for some celebrities, certain features are so valuable that they’ve taken out insurance policies for them—sometimes for outrageous sums. Let’s dive into some of the strangest, most eyebrow-raising insurance policies out there, where celebrities protect the things that make them stand out from the crowd!


Jennifer Lopez’s Million-Dollar Booty

Jennifer Lopez was one of the first celebrities to make waves with her insurance policy. Back in the early 2000s, it was rumored that she insured her famous behind for an eye-popping $27 million. After all, her curves have been iconic, and she wanted to make sure that if anything happened, she’d be covered—literally! Talk about making sure that "back" is always protected.


Tom Jones’s Chest Hair: The Furry Fortune

The legendary singer Tom Jones decided to insure something a little unusual—his chest hair! During the peak of his career, he took out a policy for $7 million to protect his famously fuzzy look. Given how iconic his open-shirt performances were, it makes a strange kind of sense. That’s one hairy situation you don’t want to mess with!


Keith Richards’s Hands: Guitar God Essentials

Keith Richards, the legendary guitarist of The Rolling Stones, insured his hands for $1.6 million. After all, his fingers are responsible for some of the most iconic guitar riffs in rock history, so keeping them safe (and insured) is a no-brainer. Considering his reputation for living on the edge, those hands definitely deserve some extra coverage.


Julia Roberts’s Mega-Watt Smile

Julia Roberts has one of the most famous smiles in Hollywood, so naturally, it deserves protection. The actress reportedly insured her smilefor a jaw-dropping $30 million. That million-dollar smile? Turns out it’s actually worth millions. Now that's what we call putting your money where your mouth is!


David Beckham’s Legs: A Kick of Security

David Beckham, one of the most famous footballers in the world, decided to protect his legs—and for good reason. He insured them for $195 million, making it one of the most expensive insurance policies ever taken out for a body part. Considering his career depended on those powerful kicks, insuring his legs was a very smart move.


Heidi Klum’s Legs: Pricey Pins

Heidi Klum’s legs were insured for $2.2 million, but here’s the kicker—one leg was valued higher than the other! Due to a scar on one leg, it was deemed slightly less valuable. Imagine going to an insurance office and having to explain why one leg is worth more—it’s a reminder that in the world of high fashion, even the smallest imperfection has a price.


America Ferrera’s Smile for Charity

America Ferrera, best known for her role in Ugly Betty, insured her smile for $10 million as part of a promotional campaign with Aquafresh. The policy was designed to promote oral health and support charity, proving that even an insurance policy can come with a big grin. It's certainly a charitable way to keep those pearly whites protected!


Cristiano Ronaldo’s Legs: Worth a Fortune

Like Beckham, Cristiano Ronaldo also took out a huge insurance policy on his legs—for $144 million. Given his impressive career and iconic moves on the field, it’s no wonder that Ronaldo’s legs are among the most valuable in sports. It's safe to say that if anything happens, his career (and wallet) will still be covered!


Mariah Carey’s Vocal Cords and Legs: Double Protection

Mariah Carey is known for her five-octave range and incredible vocal power, so she decided to insure her vocal cords for $35 million. And she didn’t stop there—she insured her legs for an additional $35 million, bringing the total to a whopping $70 million. It’s like a “combo deal” of protection for her two most famous assets.


Gene Simmons’s Tongue: A Rock Icon

The KISS bassist and frontman Gene Simmons is famous for his incredibly long tongue, which became one of the band’s signature features. Simmons reportedly insured his tongue for $1 million, making sure that this iconic part of his image was well-protected. After all, it wasn’t just a tongue—it was practically a brand!


Tina Turner’s Legs: The Stage-Stompers

Tina Turner famously insured her legs for $3.2 million. Given her electrifying dance moves and the powerful way she commanded the stage, it’s no surprise she wanted to protect those iconic limbs. It's a rock-and-roll approach to making sure her most dynamic performances remained covered.


Mustache Insurance for Merv Hughes

Merv Hughes, an Australian cricketer known for his signature handlebar mustache, insured it for $370,000. His mustache became so iconic that it was practically a part of his brand—and losing it could’ve led to a serious identity crisis for fans!


Bruce Springsteen’s Vocal Cords: The Boss’s Lifeline

Bruce Springsteen took out an insurance policy on his vocal cords for $6 million. Considering his gravelly voice and the legendary status of his music career, protecting his voice was essential. No "Born to Run" or "Dancing in the Dark" without the vocal power of the Boss!


Betty Grable’s Legs: Hollywood’s Golden Gams

During Hollywood’s Golden Age, Betty Grable, one of the most famous pin-up girls of the 1940s, insured her legs for $1 million. Known for her beauty, her "million-dollar legs" became a part of Hollywood legend, adding a layer of glamour to her stardom.


Celebrities are known for going to great lengths to protect their image, but insuring specific body parts takes it to a whole new level. Whether it’s legs, smiles, vocal cords, or even chest hair, these outrageous policies prove that in the world of fame and fortune, there’s nothing too bizarre to insure! It’s all about protecting what makes you unique—and in these cases, what makes you worth millions.

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